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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,486 | $156,398+99.2% | $147,318+111.4% | $138,895+124.3% |
| Participation rate | 76.5% | 83.8%-7.3pp | 82.1%-5.6pp | 79.9%-3.4pp |
| Annual return | 12.39% | 78.75%-66.4pp | 70.43%-58.0pp | 145.39%-133.0pp |
| Employer contribution / active EE | $4,574 | $4,853-5.8% | $4,593-0.4% | $4,194+9.0% |
| Participant deferral / active EE | $11,789 | $8,237+43.1% | $7,906+49.1% | $6,396+84.3% |
| Admin fee / account holder | $42,425 | $14,976+183.3% | $13,708+209.5% | $12,562+237.7% |