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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,012 | $162,136-74.1% | $152,301-72.4% | $154,746-72.9% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 15.46% | 91.02%-75.6pp | 80.50%-65.0pp | 172.34%-156.9pp |
| Employer contribution / active EE | $2,047 | $4,890-58.1% | $4,624-55.7% | $4,379-53.2% |
| Participant deferral / active EE | $4,122 | $8,341-50.6% | $8,004-48.5% | $6,730-38.8% |
| Admin fee / account holder | $5 | $15,759-100.0% | $14,398-100.0% | $14,365-100.0% |