See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $19,898 |
ROCKLAND TRUST2 years Service code 26 · EIN 04-1782600 | Advisory (Participants) | $13,377 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $1,784 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,649 | $79,171-52.4% | $102,423-63.2% | $74,495-49.5% |
| Participation rate | 62.9% | 74.8%-11.9pp | 76.5%-13.6pp | 67.2%-4.3pp |
| Annual return | 12.65% | 54.93%-42.3pp | 29.32%-16.7pp | 1364.94%-1352.3pp |
| Employer contribution / active EE | $425 | $2,362-82.0% | $3,023-86.0% | $2,623-83.8% |
| Participant deferral / active EE | $3,030 | $4,415-31.4% | $5,053-40.0% | $4,346-30.3% |
| Admin fee / account holder | $310 | $2,001-84.5% | $9,451-96.7% | $1,942-84.0% |