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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,228 | $106,524+169.6% | $152,301+88.6% | $87,485+228.3% |
| Participation rate | 94.3% | 75.8%+18.5pp | 82.4%+11.8pp | 68.9%+25.4pp |
| Annual return | 16.75% | 26.89%-10.1pp | 80.50%-63.8pp | 26.06%-9.3pp |
| Employer contribution / active EE | $13,762 | $3,371+308.2% | $4,624+197.6% | $2,596+430.1% |
| Participant deferral / active EE | $10,117 | $6,525+55.0% | $8,004+26.4% | $4,274+136.7% |
| Admin fee / account holder | $945 | $8,287-88.6% | $14,398-93.4% | $7,775-87.8% |