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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,457 | $87,166+38.2% | $76,735+57.0% | $137,256-12.2% |
| Participation rate | 75.0% | 74.4%+0.6pp | 69.5%+5.5pp | 80.0%-5.0pp |
| Annual return | 17.61% | 26.50%-8.9pp | 29.77%-12.2pp | 220.34%-202.7pp |
| Employer contribution / active EE | $2,203 | $2,904-24.2% | $2,454-10.2% | $4,156-47.0% |
| Participant deferral / active EE | $7,656 | $4,726+62.0% | $4,088+87.3% | $6,407+19.5% |
| Admin fee / account holder | $1,337 | $8,403-84.1% | $7,189-81.4% | $12,270-89.1% |