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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,050 | $90,530+52.5% | $76,030+81.6% | $145,897-5.4% |
| Participation rate | 50.0% | 74.4%-24.4pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 12.10% | 625.08%-613.0pp | 361.54%-349.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $4,587 | $3,319+38.2% | $2,688+70.7% | $4,663-1.6% |
| Participant deferral / active EE | $11,379 | $5,164+120.3% | $4,257+167.3% | $6,689+70.1% |
| Admin fee / account holder | $374 | $8,383-95.5% | $6,421-94.2% | $13,390-97.2% |