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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,457 | $107,733+11.8% | $92,985+29.5% | $154,746-22.2% |
| Participation rate | 75.0% | 74.6%+0.4pp | 69.5%+5.5pp | 80.7%-5.7pp |
| Annual return | 17.61% | 30.39%-12.8pp | 27.99%-10.4pp | 172.34%-154.7pp |
| Employer contribution / active EE | $2,203 | $3,126-29.5% | $2,662-17.3% | $4,379-49.7% |
| Participant deferral / active EE | $7,656 | $5,053+51.5% | $4,377+74.9% | $6,730+13.7% |
| Admin fee / account holder | $1,337 | $11,369-88.2% | $9,463-85.9% | $14,365-90.7% |