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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $211,239-72.8% | $178,528-67.8% | $145,877-60.6% |
| Participation rate | 42.9% | 80.8%-37.9pp | 77.1%-34.2pp | 80.3%-37.4pp |
| Annual return | 18.68% | 30.22%-11.5pp | 27.11%-8.4pp | 551.28%-532.6pp |
| Employer contribution / active EE | $1,331 | $4,570-70.9% | $3,950-66.3% | $4,663-71.5% |
| Participant deferral / active EE | $3,092 | $6,963-55.6% | $6,278-50.8% | $6,691-53.8% |
| Admin fee / account holder | $0 | $12,095-100.0% | $10,419-100.0% | $13,402-100.0% |