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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $580,315 | $154,228+276.3% | $145,433+299.0% | $137,256+322.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.02% | 74.59%-56.6pp | 66.58%-48.6pp | 220.34%-202.3pp |
| Employer contribution / active EE | $21,676 | $4,804+351.2% | $4,554+375.9% | $4,156+421.5% |
| Participant deferral / active EE | $18,337 | $8,216+123.2% | $7,897+132.2% | $6,407+186.2% |
| Admin fee / account holder | $5,676 | $14,344-60.4% | $13,129-56.8% | $12,270-53.7% |