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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,087 | $72,071+88.8% | $68,368+99.1% | $137,256-0.9% |
| Participation rate | 40.0% | 76.2%-36.2pp | 73.8%-33.8pp | 80.0%-40.0pp |
| Annual return | 19.22% | 353.14%-333.9pp | 292.57%-273.4pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,550 | $2,788-44.4% | $2,649-41.5% | $4,156-62.7% |
| Participant deferral / active EE | $4,460 | $4,410+1.1% | $4,123+8.2% | $6,407-30.4% |
| Admin fee / account holder | $1,757 | $5,336-67.1% | $5,150-65.9% | $12,270-85.7% |