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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,087 | $102,595+32.6% | $94,057+44.7% | $154,746-12.1% |
| Participation rate | 40.0% | 76.0%-36.0pp | 73.3%-33.3pp | 80.7%-40.7pp |
| Annual return | 19.22% | 583.42%-564.2pp | 480.62%-461.4pp | 172.34%-153.1pp |
| Employer contribution / active EE | $1,550 | $3,147-50.8% | $2,933-47.2% | $4,379-64.6% |
| Participant deferral / active EE | $4,460 | $5,118-12.9% | $4,709-5.3% | $6,730-33.7% |
| Admin fee / account holder | $1,757 | $7,736-77.3% | $7,244-75.8% | $14,365-87.8% |