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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,291,413 | $154,754+2026.9% | $124,206+2550.0% | $138,895+2269.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | -26.45% | 709.28%-735.7pp | 515.27%-541.7pp | 145.39%-171.8pp |
| Employer contribution / active EE | $50,000 | $4,446+1024.5% | $3,540+1312.3% | $4,194+1092.1% |
| Participant deferral / active EE | $0 | $4,621-100.0% | $3,968-100.0% | $6,396-100.0% |
| Admin fee / account holder | $8,848 | $6,690+32.3% | $5,929+49.2% | $12,562-29.6% |