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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,473 | $157,829+32.7% | $136,867+53.0% | $198,609+5.5% |
| Participation rate | 70.0% | 77.2%-7.2pp | 74.5%-4.5pp | 82.4%-12.4pp |
| Annual return | 8.95% | 51.25%-42.3pp | 42.97%-34.0pp | 202.70%-193.7pp |
| Employer contribution / active EE | $4,907 | $3,923+25.1% | $3,547+38.4% | $5,055-2.9% |
| Participant deferral / active EE | $5,172 | $5,463-5.3% | $4,924+5.0% | $6,977-25.9% |
| Admin fee / account holder | $3,626 | $11,107-67.4% | $10,340-64.9% | $19,030-80.9% |