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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $27,143 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,739 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,295 | $80,731-25.3% | $103,374-41.7% | $74,546-19.1% |
| Participation rate | 89.1% | 65.7%+23.4pp | 74.5%+14.6pp | 67.2%+21.9pp |
| Annual return | 22.14% | 27.56%-5.4pp | 24.89%-2.7pp | 1366.03%-1343.9pp |
| Employer contribution / active EE | $902 | $3,158-71.4% | $3,869-76.7% | $2,624-65.6% |
| Participant deferral / active EE | $6,336 | $3,860+64.1% | $5,058+25.3% | $4,347+45.7% |
| Admin fee / account holder | $245 | $2,369-89.7% | $8,394-97.1% | $1,944-87.4% |