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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,769 | $95,453-85.6% | $112,040-87.7% | $82,448-83.3% |
| Participation rate | 86.4% | 72.8%+13.6pp | 76.5%+9.9pp | 68.1%+18.3pp |
| Annual return | 12.45% | 23.92%-11.5pp | 24.52%-12.1pp | 41.64%-29.2pp |
| Employer contribution / active EE | $1,832 | $2,318-20.9% | $2,954-38.0% | $2,551-28.2% |
| Participant deferral / active EE | $4,060 | $4,224-3.9% | $5,098-20.3% | $4,139-1.9% |
| Admin fee / account holder | $3,258 | $9,013-63.8% | $12,098-73.1% | $7,234-55.0% |