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| Provider | Service type | Compensation |
|---|---|---|
GUIDELINE, INC.2+ years Service code 14 · EIN 47-4474775 | Plan Administrator | $13,832 |
BENEFIT TRUST COMPANY2+ years Service code 18 · EIN 43-1971558 | Custodial (securities); Custodial (ot... | $12,925 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,285 | $90,064-41.9% | $100,415-47.9% | $77,762-32.8% |
| Participation rate | 95.9% | 81.3%+14.7pp | 81.5%+14.4pp | 70.6%+25.4pp |
| Annual return | 17.08% | 20.61%-3.5pp | 49.47%-32.4pp | 31.27%-14.2pp |
| Employer contribution / active EE | $1,511 | $3,043-50.4% | $3,943-61.7% | $2,728-44.6% |
| Participant deferral / active EE | $9,456 | $8,282+14.2% | $8,091+16.9% | $4,651+103.3% |
| Admin fee / account holder | $45 | $172-73.9% | $7,906-99.4% | $433-89.6% |