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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,261 | $86,949-10.0% | $102,460-23.6% | $80,959-3.3% |
| Participation rate | 97.4% | 72.4%+25.0pp | 76.5%+20.9pp | 67.7%+29.7pp |
| Annual return | 19.32% | 18.89%+0.4pp | 29.47%-10.1pp | 35.67%-16.3pp |
| Employer contribution / active EE | $4,320 | $2,370+82.3% | $3,025+42.8% | $2,757+56.7% |
| Participant deferral / active EE | $11,315 | $4,121+174.6% | $5,056+123.8% | $4,300+163.1% |
| Admin fee / account holder | $4,048 | $8,048-49.7% | $9,460-57.2% | $6,925-41.6% |