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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,076 | $111,878-83.8% | $93,727-80.7% | $145,897-87.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.96% | 204.28%-190.3pp | 133.83%-119.9pp | 552.29%-538.3pp |
| Employer contribution / active EE | $12,651 | $3,092+309.1% | $2,421+422.5% | $4,663+171.3% |
| Participant deferral / active EE | $31,420 | $4,920+538.6% | $4,417+611.3% | $6,689+369.7% |
| Admin fee / account holder | $83 | $10,256-99.2% | $8,292-99.0% | $13,390-99.4% |