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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,076 | $111,785-83.8% | $93,669-80.7% | $145,877-87.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.96% | 203.79%-189.8pp | 133.59%-119.6pp | 551.28%-537.3pp |
| Employer contribution / active EE | $12,651 | $3,096+308.6% | $2,424+422.0% | $4,663+171.3% |
| Participant deferral / active EE | $31,420 | $4,919+538.8% | $4,416+611.6% | $6,691+369.6% |
| Admin fee / account holder | $83 | $10,256-99.2% | $8,291-99.0% | $13,402-99.4% |