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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,623 | $126,113-49.6% | $116,096-45.2% | $155,188-59.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 19.28% | 391.72%-372.4pp | 326.25%-307.0pp | 148.84%-129.6pp |
| Employer contribution / active EE | $10,268 | $2,672+284.4% | $2,503+310.2% | $4,248+141.7% |
| Participant deferral / active EE | $5,177 | $4,162+24.4% | $3,952+31.0% | $6,531-20.7% |
| Admin fee / account holder | $869 | $8,045-89.2% | $7,704-88.7% | $14,480-94.0% |