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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,253 | $124,980-28.6% | $108,359-17.6% | $154,746-42.3% |
| Participation rate | 33.3% | 75.2%-41.8pp | 70.1%-36.8pp | 80.7%-47.4pp |
| Annual return | 14.97% | 45.00%-30.0pp | 36.89%-21.9pp | 172.34%-157.4pp |
| Employer contribution / active EE | $2,071 | $2,851-27.4% | $2,399-13.7% | $4,379-52.7% |
| Participant deferral / active EE | $8,979 | $4,743+89.3% | $4,137+117.1% | $6,730+33.4% |
| Admin fee / account holder | $70,757 | $11,502+515.2% | $9,741+626.4% | $14,365+392.6% |