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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,253 | $112,729-20.8% | $98,716-9.6% | $137,256-35.0% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 14.97% | 38.48%-23.5pp | 31.81%-16.8pp | 220.34%-205.4pp |
| Employer contribution / active EE | $2,071 | $2,725-24.0% | $2,279-9.1% | $4,156-50.2% |
| Participant deferral / active EE | $8,979 | $4,640+93.5% | $4,048+121.8% | $6,407+40.2% |
| Admin fee / account holder | $70,757 | $10,129+598.6% | $8,703+713.0% | $12,270+476.7% |