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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,142 | $89,259+230.7% | $107,187+175.4% | $82,637+257.2% |
| Participation rate | 76.3% | 67.9%+8.4pp | 75.0%+1.3pp | 68.1%+8.3pp |
| Annual return | 14.08% | 21.02%-6.9pp | 204.55%-190.5pp | 53.51%-39.4pp |
| Employer contribution / active EE | $1,080 | $3,080-64.9% | $3,782-71.4% | $2,552-57.7% |
| Participant deferral / active EE | $11,725 | $4,037+190.4% | $5,096+130.1% | $4,126+184.2% |
| Admin fee / account holder | $27,583 | $7,381+273.7% | $9,162+201.1% | $7,339+275.9% |