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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,329 | $225,673-21.9% | $203,872-13.5% | $155,188+13.6% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 12.98% | 95.91%-82.9pp | 85.11%-72.1pp | 148.84%-135.9pp |
| Employer contribution / active EE | $6,561 | $4,099+60.1% | $3,757+74.6% | $4,248+54.5% |
| Participant deferral / active EE | $12,205 | $6,893+77.1% | $6,388+91.1% | $6,531+86.9% |
| Admin fee / account holder | $52,963 | $12,327+329.6% | $11,730+351.5% | $14,480+265.8% |