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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,406 | $111,535+57.3% | $105,223+66.7% | $137,256+27.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.68% | 237.85%-227.2pp | 180.65%-170.0pp | 220.34%-209.7pp |
| Employer contribution / active EE | $8,287 | $3,939+110.4% | $3,689+124.7% | $4,156+99.4% |
| Participant deferral / active EE | $21,500 | $5,500+290.9% | $5,072+323.9% | $6,407+235.6% |
| Admin fee / account holder | $1,244 | $9,721-87.2% | $8,859-86.0% | $12,270-89.9% |