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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 99 · EIN 42-1445429 | Other Fees | $13,517 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,831 | $50,919+11.6% | $155,556-63.5% | $77,762-26.9% |
| Participation rate | 35.2% | 63.1%-27.9pp | 78.2%-43.0pp | 70.6%-35.4pp |
| Annual return | 16.55% | 34.84%-18.3pp | 64.84%-48.3pp | 31.27%-14.7pp |
| Employer contribution / active EE | $701 | $1,991-64.8% | $4,675-85.0% | $2,728-74.3% |
| Participant deferral / active EE | $1,894 | $2,824-33.0% | $5,631-66.4% | $4,651-59.3% |
| Admin fee / account holder | $15 | $437-96.6% | $15,885-99.9% | $433-96.6% |