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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,383 | $51,642+75.0% | $129,384-30.1% | $80,935+11.7% |
| Participation rate | 50.0% | 56.9%-6.9pp | 69.6%-19.6pp | 67.7%-17.7pp |
| Annual return | 16.17% | 20.78%-4.6pp | 9461.77%-9445.6pp | 35.66%-19.5pp |
| Employer contribution / active EE | $880 | $1,583-44.4% | $4,153-78.8% | $2,757-68.1% |
| Participant deferral / active EE | $2,935 | $2,670+9.9% | $4,166-29.5% | $4,299-31.7% |
| Admin fee / account holder | $886 | $4,312-79.5% | $7,686-88.5% | $6,924-87.2% |