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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,442 | $178,174+148.9% | $156,181+183.9% | $137,256+223.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 1.24% | 84.19%-82.9pp | 64.87%-63.6pp | 220.34%-219.1pp |
| Employer contribution / active EE | $88,500 | $4,972+1680.1% | $4,294+1961.1% | $4,156+2029.4% |
| Participant deferral / active EE | $0 | $6,888-100.0% | $6,132-100.0% | $6,407-100.0% |
| Admin fee / account holder | $2,873,161 | $17,404+16408.6% | $14,586+19597.9% | $12,270+23315.9% |