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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,399 | $67,894+609.1% | $89,340+438.8% | $82,448+483.9% |
| Participation rate | 100.0% | 64.0%+36.0pp | 69.6%+30.4pp | 68.1%+31.9pp |
| Annual return | 5.85% | 19.21%-13.4pp | 20.57%-14.7pp | 41.64%-35.8pp |
| Employer contribution / active EE | $14,309 | $1,828+682.8% | $2,231+541.3% | $2,551+460.9% |
| Participant deferral / active EE | $6,616 | $3,072+115.3% | $3,823+73.1% | $4,139+59.8% |
| Admin fee / account holder | $29,698 | $5,723+418.9% | $6,704+343.0% | $7,234+310.5% |