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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,190 | $159,934-79.2% | $147,005-77.4% | $145,959-77.3% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 11.41% | 98.24%-86.8pp | 418.76%-407.4pp | 561.95%-550.5pp |
| Employer contribution / active EE | $2,132 | $5,287-59.7% | $4,934-56.8% | $4,661-54.2% |
| Participant deferral / active EE | $6,362 | $8,427-24.5% | $8,070-21.2% | $6,689-4.9% |
| Admin fee / account holder | $1,731 | $15,053-88.5% | $13,006-86.7% | $13,398-87.1% |