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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,117 | $169,356-36.8% | $129,406-17.2% | $145,897-26.6% |
| Participation rate | 5.6% | 76.5%-71.0pp | 69.6%-64.1pp | 80.3%-74.8pp |
| Annual return | 15.86% | 14418.62%-14402.8pp | 9468.18%-9452.3pp | 552.29%-536.4pp |
| Employer contribution / active EE | $277 | $5,542-95.0% | $4,155-93.3% | $4,663-94.1% |
| Participant deferral / active EE | $346 | $4,987-93.1% | $4,167-91.7% | $6,689-94.8% |
| Admin fee / account holder | $49,812 | $9,915+402.4% | $7,689+547.9% | $13,390+272.0% |