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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,117 | $169,361-36.8% | $129,397-17.2% | $145,877-26.6% |
| Participation rate | 5.6% | 76.5%-70.9pp | 69.6%-64.1pp | 80.3%-74.7pp |
| Annual return | 15.86% | 14395.54%-14379.7pp | 9453.98%-9438.1pp | 551.28%-535.4pp |
| Employer contribution / active EE | $277 | $5,542-95.0% | $4,154-93.3% | $4,663-94.1% |
| Participant deferral / active EE | $346 | $4,987-93.1% | $4,167-91.7% | $6,691-94.8% |
| Admin fee / account holder | $49,812 | $9,903+403.0% | $7,679+548.7% | $13,402+271.7% |