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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,117 | $169,161-36.7% | $129,295-17.2% | $145,959-26.6% |
| Participation rate | 5.6% | 76.5%-70.9pp | 69.6%-64.1pp | 80.3%-74.7pp |
| Annual return | 15.86% | 14348.07%-14332.2pp | 9429.28%-9413.4pp | 561.95%-546.1pp |
| Employer contribution / active EE | $277 | $5,543-95.0% | $4,157-93.3% | $4,661-94.1% |
| Participant deferral / active EE | $346 | $4,989-93.1% | $4,169-91.7% | $6,689-94.8% |
| Admin fee / account holder | $49,812 | $9,878+404.3% | $7,665+549.8% | $13,398+271.8% |