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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,778 | $172,111+24.8% | $150,298+42.9% | $137,256+56.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.47% | 69.37%-56.9pp | 62.79%-50.3pp | 220.34%-207.9pp |
| Employer contribution / active EE | $4,218 | $4,636-9.0% | $4,154+1.5% | $4,156+1.5% |
| Participant deferral / active EE | $6,812 | $6,166+10.5% | $5,453+24.9% | $6,407+6.3% |
| Admin fee / account holder | $67,794 | $16,471+311.6% | $14,116+380.3% | $12,270+452.5% |