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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,020 | $97,648-48.8% | $121,663-58.9% | $87,485-42.8% |
| Participation rate | 89.1% | 70.5%+18.6pp | 74.5%+14.6pp | 68.9%+20.2pp |
| Annual return | 8.78% | 18.03%-9.2pp | 147.54%-138.8pp | 26.06%-17.3pp |
| Employer contribution / active EE | $1,364 | $2,300-40.7% | $3,020-54.8% | $2,596-47.5% |
| Participant deferral / active EE | $2,763 | $3,923-29.6% | $4,887-43.5% | $4,274-35.4% |
| Admin fee / account holder | $26,807 | $11,100+141.5% | $14,289+87.6% | $7,775+244.8% |