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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,677 | $29,670+212.4% | $56,054+65.3% | $80,911+14.5% |
| Participation rate | 61.4% | 41.7%+19.7pp | 52.5%+8.9pp | 67.6%-6.3pp |
| Annual return | 10.65% | 35.24%-24.6pp | 1705.95%-1695.3pp | 35.63%-25.0pp |
| Employer contribution / active EE | $2,086 | $670+211.5% | $1,039+100.8% | $2,756-24.3% |
| Participant deferral / active EE | $2,510 | $1,227+104.6% | $1,952+28.6% | $4,297-41.6% |
| Admin fee / account holder | $4,551 | $2,431+87.2% | $2,822+61.3% | $6,935-34.4% |