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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,988 | $72,071-15.4% | $68,368-10.8% | $137,256-55.6% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 13.21% | 353.14%-339.9pp | 292.57%-279.4pp | 220.34%-207.1pp |
| Employer contribution / active EE | $2,134 | $2,788-23.5% | $2,649-19.5% | $4,156-48.7% |
| Participant deferral / active EE | $8,800 | $4,410+99.6% | $4,123+113.5% | $6,407+37.4% |
| Admin fee / account holder | $117 | $5,336-97.8% | $5,150-97.7% | $12,270-99.0% |