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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,102 | $106,749-26.8% | $145,433-46.3% | $82,448-5.3% |
| Participation rate | 96.4% | 75.6%+20.8pp | 82.1%+14.3pp | 68.1%+28.4pp |
| Annual return | 16.33% | 27.59%-11.3pp | 66.58%-50.2pp | 41.64%-25.3pp |
| Employer contribution / active EE | $945 | $3,444-72.6% | $4,554-79.2% | $2,551-62.9% |
| Participant deferral / active EE | $8,702 | $6,519+33.5% | $7,897+10.2% | $4,139+110.2% |
| Admin fee / account holder | $24,822 | $8,390+195.9% | $13,129+89.1% | $7,234+243.1% |