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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,209 | $166,020-18.0% | $164,866-17.4% | $145,959-6.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 7.68% | 100.08%-92.4pp | 69.97%-62.3pp | 561.95%-554.3pp |
| Employer contribution / active EE | $4,343 | $5,275-17.7% | $4,3430% | $4,661-6.8% |
| Participant deferral / active EE | $7,413 | $6,961+6.5% | $6,033+22.9% | $6,689+10.8% |
| Admin fee / account holder | $1,179 | $16,644-92.9% | $12,689-90.7% | $13,398-91.2% |