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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,389 | $62,164+53.4% | $81,482+17.1% | $74,400+28.2% |
| Participation rate | 35.9% | 64.1%-28.2pp | 69.5%-33.6pp | 67.2%-31.3pp |
| Annual return | 13.52% | 16.50%-3.0pp | 24.79%-11.3pp | 1367.51%-1354.0pp |
| Employer contribution / active EE | $860 | $1,884-54.3% | $2,463-65.1% | $2,624-67.2% |
| Participant deferral / active EE | $1,816 | $3,230-43.8% | $3,885-53.3% | $4,348-58.2% |
| Admin fee / account holder | $4,698 | $1,923+144.3% | $5,761-18.5% | $1,944+141.7% |