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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,046 | $183,627+124.4% | $155,602+164.8% | $145,978+182.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.81% | 61.32%-45.5pp | 64.81%-49.0pp | 550.52%-534.7pp |
| Employer contribution / active EE | $6,215 | $5,316+16.9% | $4,675+32.9% | $4,662+33.3% |
| Participant deferral / active EE | $4,264 | $6,466-34.0% | $5,629-24.2% | $6,690-36.3% |
| Admin fee / account holder | $14,399 | $19,327-25.5% | $15,923-9.6% | $13,400+7.4% |