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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,418 | $100,139+73.2% | $85,187+103.6% | $145,884+18.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.08% | 84.15%-73.1pp | 66.67%-55.6pp | 551.85%-540.8pp |
| Employer contribution / active EE | $3,933 | $3,238+21.5% | $2,732+43.9% | $4,662-15.7% |
| Participant deferral / active EE | $8,225 | $5,296+55.3% | $4,525+81.8% | $6,690+23.0% |
| Admin fee / account holder | $13,623 | $7,262+87.6% | $6,162+121.1% | $13,392+1.7% |