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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,259 | $88,672+39.0% | $105,223+17.1% | $82,448+49.5% |
| Participation rate | 13.8% | 67.9%-54.1pp | 75.0%-61.3pp | 68.1%-54.3pp |
| Annual return | 12.57% | 30.86%-18.3pp | 180.65%-168.1pp | 41.64%-29.1pp |
| Employer contribution / active EE | $812 | $3,048-73.4% | $3,689-78.0% | $2,551-68.2% |
| Participant deferral / active EE | $3,129 | $4,036-22.5% | $5,072-38.3% | $4,139-24.4% |
| Admin fee / account holder | $0 | $7,146-100.0% | $8,859-100.0% | $7,234-100.0% |