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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,060 | $138,385+293.9% | $184,243+195.8% | $80,925+573.5% |
| Participation rate | 90.9% | 83.9%+7.0pp | 86.8%+4.1pp | 67.7%+23.3pp |
| Annual return | 14.42% | 20.02%-5.6pp | 28.82%-14.4pp | 35.65%-21.2pp |
| Employer contribution / active EE | $11,440 | $4,851+135.8% | $6,427+78.0% | $2,756+315.0% |
| Participant deferral / active EE | $17,076 | $7,075+141.3% | $9,132+87.0% | $4,299+297.2% |
| Admin fee / account holder | $37,893 | $10,489+261.3% | $13,914+172.3% | $6,940+446.0% |