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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,042 | $171,492-58.0% | $150,734-52.2% | $198,609-63.7% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 15.39% | 804.70%-789.3pp | 600.81%-585.4pp | 202.70%-187.3pp |
| Employer contribution / active EE | $15,381 | $5,470+181.2% | $4,918+212.7% | $5,055+204.3% |
| Participant deferral / active EE | $6,885 | $6,259+10.0% | $5,610+22.7% | $6,977-1.3% |
| Admin fee / account holder | $1,005 | $17,628-94.3% | $14,905-93.3% | $19,030-94.7% |