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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,337 | $86,949-8.8% | $102,460-22.6% | $80,959-2.0% |
| Participation rate | 96.6% | 72.4%+24.2pp | 76.5%+20.0pp | 67.7%+28.9pp |
| Annual return | 12.90% | 18.89%-6.0pp | 29.47%-16.6pp | 35.67%-22.8pp |
| Employer contribution / active EE | $2,794 | $2,370+17.9% | $3,025-7.6% | $2,757+1.4% |
| Participant deferral / active EE | $4,417 | $4,121+7.2% | $5,056-12.6% | $4,300+2.7% |
| Admin fee / account holder | $4,867 | $8,048-39.5% | $9,460-48.6% | $6,925-29.7% |