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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,189 | $56,063+25.2% | $76,051-7.7% | $80,911-13.3% |
| Participation rate | 63.4% | 62.0%+1.4pp | 69.1%-5.7pp | 67.6%-4.2pp |
| Annual return | 13.10% | 20.54%-7.4pp | 360.42%-347.3pp | 35.63%-22.5pp |
| Employer contribution / active EE | $1,197 | $1,874-36.1% | $2,690-55.5% | $2,756-56.6% |
| Participant deferral / active EE | $3,608 | $3,052+18.2% | $4,257-15.2% | $4,297-16.0% |
| Admin fee / account holder | $1,635 | $5,240-68.8% | $6,416-74.5% | $6,935-76.4% |