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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,246 | $87,016+251.9% | $63,244+384.2% | $125,389+144.2% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.0%+29.0pp | 83.2%+16.8pp |
| Annual return | -2.61% | 21.71%-24.3pp | -70.31%+67.7pp | 282.24%-284.8pp |
| Employer contribution / active EE | $10,000 | $3,601+177.7% | $2,322+330.7% | $4,866+105.5% |
| Participant deferral / active EE | $12,224 | $3,939+210.3% | $2,953+313.9% | $5,352+128.4% |
| Admin fee / account holder | $7,417 | $11,954-37.9% | $5,893+25.9% | $9,541-22.3% |