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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,265 | $88,778+156.0% | $81,844+177.7% | $145,884+55.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 22.30% | 1033.03%-1010.7pp | 778.87%-756.6pp | 551.85%-529.5pp |
| Employer contribution / active EE | $8,244 | $3,087+167.1% | $2,916+182.7% | $4,662+76.8% |
| Participant deferral / active EE | $8,298 | $4,648+78.5% | $4,323+91.9% | $6,690+24.0% |
| Admin fee / account holder | $16,107 | $8,430+91.1% | $7,355+119.0% | $13,392+20.3% |