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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,625 | $169,356-51.8% | $129,406-36.9% | $145,897-44.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 10.68% | 14418.62%-14407.9pp | 9468.18%-9457.5pp | 552.29%-541.6pp |
| Employer contribution / active EE | $4,809 | $5,542-13.2% | $4,155+15.7% | $4,663+3.1% |
| Participant deferral / active EE | $2,643 | $4,987-47.0% | $4,167-36.6% | $6,689-60.5% |
| Admin fee / account holder | $1,332 | $9,915-86.6% | $7,689-82.7% | $13,390-90.1% |