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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,205 | $124,425+59.3% | $112,040+76.9% | $137,256+44.4% |
| Participation rate | 95.0% | 79.3%+15.7pp | 76.5%+18.5pp | 80.0%+15.0pp |
| Annual return | 7.19% | 24.72%-17.5pp | 24.52%-17.3pp | 220.34%-213.2pp |
| Employer contribution / active EE | $4,141 | $3,411+21.4% | $2,954+40.2% | $4,156-0.4% |
| Participant deferral / active EE | $12,574 | $5,718+119.9% | $5,098+146.7% | $6,407+96.3% |
| Admin fee / account holder | $14,808 | $15,207-2.6% | $12,098+22.4% | $12,270+20.7% |