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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,205 | $136,860+44.8% | $120,344+64.7% | $154,746+28.1% |
| Participation rate | 95.0% | 79.9%+15.1pp | 76.7%+18.3pp | 80.7%+14.3pp |
| Annual return | 7.19% | 21.38%-14.2pp | 20.30%-13.1pp | 172.34%-165.2pp |
| Employer contribution / active EE | $4,141 | $3,533+17.2% | $3,020+37.1% | $4,379-5.4% |
| Participant deferral / active EE | $12,574 | $5,793+117.0% | $5,135+144.9% | $6,730+86.8% |
| Admin fee / account holder | $14,808 | $15,393-3.8% | $12,742+16.2% | $14,365+3.1% |