Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,763 | $78,690-31.7% | $161,489-66.7% | $87,485-38.5% |
| Participation rate | 64.5% | 67.5%-2.9pp | 78.7%-14.2pp | 68.9%-4.4pp |
| Annual return | 9.79% | 32.74%-22.9pp | 89.72%-79.9pp | 26.06%-16.3pp |
| Employer contribution / active EE | $54 | $2,588-97.9% | $4,268-98.7% | $2,596-97.9% |
| Participant deferral / active EE | $3,978 | $3,311+20.2% | $5,630-29.3% | $4,274-6.9% |
| Admin fee / account holder | $4,604 | $6,724-31.5% | $16,006-71.2% | $7,775-40.8% |