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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,397 | $109,967+79.5% | $97,197+103.1% | $145,877+35.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.61% | 244.27%-231.7pp | 75.47%-62.9pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,740 | $3,077-43.5% | $2,723-36.1% | $4,663-62.7% |
| Participant deferral / active EE | $3,775 | $4,676-19.3% | $4,263-11.5% | $6,691-43.6% |
| Admin fee / account holder | $869 | $6,199-86.0% | $5,637-84.6% | $13,402-93.5% |