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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,253 | $97,765-58.8% | $103,486-61.1% | $145,884-72.4% |
| Participation rate | 50.0% | 81.1%-31.1pp | 80.5%-30.5pp | 80.3%-30.3pp |
| Annual return | 14.97% | 25.44%-10.5pp | 23.93%-9.0pp | 551.85%-536.9pp |
| Employer contribution / active EE | $1,566 | $4,687-66.6% | $4,679-66.5% | $4,662-66.4% |
| Participant deferral / active EE | $3,599 | $6,606-45.5% | $6,628-45.7% | $6,690-46.2% |
| Admin fee / account holder | $0 | $12,505-100.0% | $9,354-100.0% | $13,392-100.0% |