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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $627,531 | $102,385+512.9% | $147,080+326.7% | $80,935+675.3% |
| Participation rate | 96.0% | 75.9%+20.1pp | 82.2%+13.8pp | 67.7%+28.3pp |
| Annual return | 13.03% | 135.09%-122.1pp | 420.17%-407.1pp | 35.66%-22.6pp |
| Employer contribution / active EE | $18,679 | $3,717+402.6% | $4,933+278.6% | $2,757+577.6% |
| Participant deferral / active EE | $17,793 | $6,651+167.5% | $8,066+120.6% | $4,299+313.9% |
| Admin fee / account holder | $18,089 | $7,951+127.5% | $12,989+39.3% | $6,924+161.2% |