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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,375 | $180,749+64.0% | $160,784+84.3% | $137,256+115.9% |
| Participation rate | 64.7% | 80.0%-15.3pp | 77.0%-12.2pp | 80.0%-15.3pp |
| Annual return | 12.01% | 2234.46%-2222.5pp | 1803.92%-1791.9pp | 220.34%-208.3pp |
| Employer contribution / active EE | $1,056 | $4,155-74.6% | $3,733-71.7% | $4,156-74.6% |
| Participant deferral / active EE | $7,767 | $6,844+13.5% | $6,293+23.4% | $6,407+21.2% |
| Admin fee / account holder | $3,021 | $10,397-70.9% | $9,717-68.9% | $12,270-75.4% |