Filed April 25, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $25,747 |
RISK PARADIGM GROUP, LLC5 years Service code 27 · EIN 45-2703234 | Advisory (Plan) | $16,370 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,158 | $49,915-71.6% | $154,803-90.9% | $74,304-80.9% |
| Participation rate | 75.8% | 54.0%+21.8pp | 78.1%-2.3pp | 60.3%+15.4pp |
| Annual return | 7.89% | 34.06%-26.2pp | 58.88%-51.0pp | 29.43%-21.5pp |
| Employer contribution / active EE | $1,739 | $1,611+7.9% | $4,305-59.6% | $2,241-22.4% |
| Participant deferral / active EE | $0 | $2,255-100.0% | $5,540-100.0% | $3,767-100.0% |
| Admin fee / account holder | $96 | $2,189-95.6% | $14,329-99.3% | $2,969-96.8% |